Life & Health
Group Health * Group & Individual Life * Group & Individual Disability * Group & Individual Annuities * Group & Individual Medicare Supplement * Group Prescription * Individual Long Term Care * Group & Individual Accident *
Group Critical Illness * Group Dental * Group Vision
Property & Casualty
Business * Directors & Officers Liability * Errors & Omissions * Garage Liability * General Liability * Commercial Auto * Classic Car * Workers Comp * Contractors * Sports & Entertainment * Special Event * Aircraft * Auto * Home
Umbrella * Boat * Personal Watercraft * RV * Manufactured Home * Mobile Home * Motorcycle * ATV * Snowmobile * Travel Trailer
Chicagoland SIA Member
The Fizz Ehrler Memorial Turning Back Time Car Show Board Member
We are Located off of Route 64 in Downtown Sycamore, Illinois. Representing the Best Insurance Companies. Sycamore and DeKalb, Illinois. NIU Northern Illinois University, Chicago, Illinois and the Chicago Suburbs. Boone, Bureau, Carroll, Cook, DeKalb, Dupage, Grundy, Henry, Jo Daviess, Kane, Kankakee, Kendall, Lake, LaSalle, Lee, McHenry, Mercer, Ogle, Putnam, Rock Island, Stephenson, Whiteside, Will, Winnebago
407 W. State Street, Suite 7 Sycamore, IL 60178
O: O: F:
Copyright © 2017 Group Insurance Concepts, Inc. DBA MyInsuranceGuy
Mike DeVito, Walt Gallas, Karen DeVito, Michael DeVito, II & Madeline Kuhn
For more information please contact our associate Thad M. May directly or complete the below contact form. Thank you.
Definition of 'Long-Term Care (LTC) Insurance' is...
Coverage that provides nursing-home care, home-health care, personal or adult day care for individuals above the age of 65 or with a chronic or disabling condition that needs constant supervision. LTC insurance offers more flexibility and options than many public assistance programs.
Investopedia explains 'Long-Term Care (LTC) Insurance'
Long-term care is usually very expensive, which is why most people need insurance. For example, on average, nursing facilities providing skilled care charge $150 to $300 per day -more than $80,000 a year or more. Even custodial home care at three visits per week can cost more than $9,000 a year. Most LTC insurance policies will cover only a specific dollar amount for each day you spend in a nursing facility or for each home-care visit. Thus, when considering an LTC insurance policy, read the policies carefully and compare the benefits to determine which policy will best meet your own needs.